Before 1993, the quality of international insurance was questionable. The majority of companies offering such coverage were offshore (non-U.S.), or foreign insurance carriers who wrote international medical as more of a side business rather than as a true, legitimate segment of the market.

While many of these companies did (and still do) have a rating from an accredited company, the insurance carrier is still based in a foreign country and is often not susceptible to the insurance laws of the United States. By using domestic, "A" rated carriers, The Insurance Exchange can offer you quality coverage, from financially strong insurance companies, who are ruled by the tough U.S. insurance departments. A convenient link, to the A.M. Best rating, is provided for each policy offered.

GOING GLOBAL - A.M. Best Co. continued its global expansion by acquiring Toronto-based TRAC Insurance Services Ltd., a Canadian insurance rating agency, and renaming it A.M. Best Canada Ltd. In 1997, A.M. Best opened a London office, acquired London-based Financial Intelligence & Research Ltd., and renamed it A.M. Best International.

A.M. Best Co.
A.M. Best Co. was founded with the purpose of performing "a constructive and objective role in the insurance industry towards the prevention and detection of insurer insolvency."  This mission led to the development of Best's Ratings. Today, A.M. Best rates the financial strength of insurance companies and the security of holding company's debt and preferred stock.  More than merely passing judgment on past performance, a Best's Rating gives an indication of how that company may be expected to perform in the future.  Best's Ratings have become the industry's standard measure of insurer financial performance.

A.M. Best History
What started out as financial reporting in the early 1900s has grown to nearly 50 publications and services that meet the diverse demands of this ever changing insurance industry...

Current Guide to Best's Ratings
For a definition of Best's Rating System...

A.M. Best Co. Insurance Company Directory Search
Use their insurance company directory search to find the rating of a company of your choice.