Define your coverage needs by asking yourself a few questions... There are many global medical policies available today, let us help you to pick the best coverage for your situation.

Don't buy a policy that could have coverage gaps that apply to your situation. We will determine the policy that best insures your specific medical coverage needs.  Please provide us with information about your international travel plans.

Temporary medical policies offering comprehensive benefits, for use when traveling outside of your home country.  Coverage is available for a minimum of two weeks, or can be renewed up to three years.

Permanent medical policies offering comprehensive coverage, including maternity benefits.  These policies can be used while you are living in your home country.  (Coverage is not available to American Citizens for use the the U.S.)  The coverage is global, whether traveling or residing anywhere in the world.  The first two children are covered at no charge when both parents are insured.

An interim medical plan for individuals and families immigrating to the United States.  While waiting to qualify for a U.S. policy, this plan will cover you for a minimum of three months or up to two years.

Options for supplementing your current health plan for emergency medical evacuations from outside your home country.Your domestic health plan may cover you for medical services received abroad, but you could be liable for the entire cost of a medical evacuation or repatriation.

The Insurance Exchange offers online processing for most of our policies! When at a policy page, simply click on the banner at the top. Or, check out our online ordering page, which lists all the online products. If you do not see the policy you want listed, please email us for further information.

Perhaps you have read all the brochure material but you would like to know how the insurance certificate reads. Or, you need to know about a particular benefit and you don't have your policy nearby. The Insurance Exchange is glad to offer a unique and valuable opportunity to read the actual certificate of insurance, for the policy you are considering, before you buy it! Insureds always have access to their policy, for reference, when medical situations arise.

Learn how to interpret policy brochures. There are policies sold that have serious limitations or coverage flaws, that go undetected or misunderstood by the consumer. Clever words can mask the financial risk taken by the insured if the benefits are not adequate.  There are several simple phrases and descriptions used to describe policy benefits, that when understood, make it very clear how unexpected out of pocket expenses can happen. Under Construction

Could you use a virtual house call?... How about a real house call in your hotel room?... Get the latest global medical information for your destination country from a Travel Clinic.  Be prepared for medical situations by checking your destination city, or country, for the names of physicians and clinics.